GST & HST Credit Payment Dates Canada

GST/HST credits are a source of financial support to low income families of Canada. The Canada Revenue Agency (CRA) has officially announced the GST/HST payment dates 2025. All other guidelines such as payment amounts, eligibility, deposit methods and retroactive payments are announced 2025. The CRA also announces extra payments to provide financial support to Canadians. The guideline about GST/HST tax filing has also been announced by CRA.

GST/HST Calculator

GST HST Credit Payment (Official) Dates Canada

GST/HST Payment Dates

The Canada Revenue Agency splits payment dates into four equal quarters. The payment schedule is as follows.

Month	Payment Date
First Payment	Friday, January 3, 2025
Second Payment	Friday, April 4, 2025
Third Payment	Friday, July 4, 2025
Fourth Payment	Friday, October 3, 2025

Pro Tip: Payments due on weekends or holidays are extended to the next business day.
For Example, if your payment falls on Saturday, January 3, 2025 (a weekend), it will be moved to the next working day ( Monday, January 5, 2025 ).

If your payment does not arrive within ten working days, instantly contact CRA at 1-800-387-1193. The CRA will assist you with the payment delay.

GST Payment Details

Here is a quick overview about GST/HST payments and credits.

Category	Details
Payment Name	GST/HST Credit
Base Year for Calculation	2023 income tax return
Payment Frequency	Quarterly
Payment Method	Direct deposit (recommended) and mailed cheque
Administered By	Canada Revenue Agency (CRA)

The GST/HST payments are a part of Canada FPT payments. The GST/HST credit is a tax-free quarterly payment provided by the Canada Revenue Agency (CRA) . It helps the low income citizens to offset the cost of the Goods and Services Tax (GST) or Harmonized Sales Tax (HST).

1. GST and HST Payment Amounts

The GST and HST credit amount depends upon various factors including net income, family status, and children under your care. Below is a detailed piece of information about it.

$519 for a single individual
$680 for a married or common-law couple
$179 for each child under 19 years of age

GST and HST Payment Amounts for a single , married and child under 19 years

For Example, A family with one child will get up to $859 annually credit. This includes $680 for the couple and $179 for the child.

The total amount is split into four parts of $214.75 each on January 3, April 4, July 4, and October 3, 2025.

2. GST Extra Payments

The government announces GST/HST extra payment as a one-time payment of 250$ to eligible individuals. You do not need to apply for it. If you are eligible for it, you will automatically get extra credit.

It is an additional payment with regular payment. The payment dates for extra payments are the same as regular payments.
This increase in the GST payments is announced to support citizens in daily life finances.

Also Read Related Article Canada GST/HST Relief Tax Break for 2025 [ Save More This Year ]

GST And HST Credit Calculations

The credit amount depends on:

Adjusted Family Net Income (AFNI): This includes your net income (line 23600 of your tax return) and, if applicable, your spouse or common-law partner’s net income.
Marital Status: Whether you are single, married, or in a common-law partnership.
Number of Eligible Children: Children under 19 years old registered for the Canada Child Benefit (CCB) and GST/HST credit.

Also Read Related Article GST/HST Credit Income Limit 2025 [ Final Reminder ]

1. Maximum Credit Amounts for July 2024–June 2025 Payment Period

$519 for single individuals.
$680 for married or common-law couples.
$179 per child under 19 years of age.

Bar chart showing maximum GST credit amounts for July 2024–June 2025: $519 for individuals, $680 for couples, and $179 for children

2. Phase-Out Reduction

The credit begins to phase out when AFNI exceeds certain thresholds:

For single individuals: The credit is reduced by 5% of the amount by which AFNI exceeds approximately $42,335.
For families: The phase-out threshold depends on family size and income level. For example, a family of four earning above $54,704 will see their credit gradually reduced until it is eliminated at higher income levels.

Example Calculation

For a married couple with two children under 19 and an AFNI of $50,000:

Maximum credit:
Couple: $680
Two children: 2×179=3582×179=358
Total: 680+358=$1,038680+358=$1,038
Phase-out reduction:
Threshold exceeded: 50,000−42,335=$7,66550,000−42,335=$7,665
Reduction: 0.05×7,665=$383.250.05×7,665=$383.25
Final annual credit: 1,038−383.25=$654.751,038−383.25=$654.75
Quarterly payments: 654.75/4=$163.69654.75/4=$163.69.

If your total annual credit is less than $50 per quarter, you will receive a lump-sum payment in July.

Tip: Use GST and HST payment calculators to calculate your payments and credits.

3. GST Extra Payments

The credit recalculations are done by CRA when:

The increase or decrease in the family’s net income occurs.
The material status of the family changes. For example, marriage or separation occurs.
The number of children under your care changes. For example, a child under your care turns 19.
A recipient passes away.

In this case, the CRA sends a Redetermination notification that contains the information about updated credit.

An infographic illustrating when the CRA recalculates GST Credit, including changes in net income, family status, number of children, or the recipient's passing

4. Credit Overpayment

Sometimes, the CRA pays over credit than the expected amount. In this situation, the following precautions are adopted by CRA.

You will receive a notice from CRA that contains details about extra payment.
The CRA will hold your payments until the overpayment amount is repaid.

If you think that you have received an overpayment notification but not overpaid, immediately contact the Canada Revenue Agency. Report your issue to CRA and CRA will assist you.

How To Apply

The application process is straightforward and includes a few easy steps. You can apply as follows.

1. For Canada Residents

For Canadian residents, there is no separate need to apply for the GST/HST credit. You just need to file your taxes on time, and the CRA will automatically check your eligibility and issue payments

2. For New Residents Of Canada

If you are a new resident of Canada, here is a step-by-step guide to how to apply for HST/HST payments.

First of all, visit the Canada Revenue Agency website and download the Form RC151. You can also request a printed copy by connecting CRA.
Fill out the form with the required details. The details include personal information, residency details and children information.
If you are applying for children under your care, you must provide Birth certificates, Hospital records, and children’s passports.
After completing the form, recheck it to ensure the accuracy.
Now mail your form along with documents to the local tax center. The mail address is available on the CRA official website.

Submit your application as soon as possible and ensure the form’s accuracy to avoid delays.

Note : The documents are only acceptable in English or French. Your application will be rejected if your documents are in other languages. Therefore, you must provide English or French copies of your documents.
Submit your application as soon as possible and ensure the form’s accuracy to avoid delays.

Eligibility Criteria

The eligibility of an individual depends upon various factors. The details are as follows.

Age Requirements

You must be 19 years old. If you are under 19, you can still qualify if:
You are married or have a common-law partner
You are a parent and live with your child.

Residency

You must be a resident of Canada during the month before and at the start of the month when the payment is issued.

Note : If you are in any abusive or violent situation, you can still get payments. The government ensures the safety of your family. If your child is under the care of a welfare, you are not eligible to receive the payments for that child.

Eligible Provinces and Territories

The eligible provinces and territories for GST HST payments are as follows

Provinces

Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland and Labrador
Nova Scotia
Ontario
Prince Edward Island
Quebec
Saskatchewan

Territories

Yukon
Northwest Territories

The CRA provides GST/HST credits only to the residents of above-mentioned provinces and territories of Canada.

Payment Methods

The Canada Revenue Agency has introduced the two deposit methods for GST/HST credit. You have the authority to choose your payment method between the two. Here is a detailed guide about it.

1. Direct Deposit

Direct deposit is the safe and fast method in which payments are directly sent into bank accounts. In this method, payments arrive within five working days. That’s why it is the most used method for payment deposits.
To step up direct deposit, follow the below provided guidance:

1.1. Online via CRA My Account

To setup direct deposit via MY CRA account:

First of all, log in to your Canada Revenue Agency (CRA) My Account.
Navigate to the “Direct Deposit” section.
Provide your banking information. The required banking information includes:

Institution number
Branch (transit) number
Bank account number (found on your cheques or through online banking).

Check the provided information once done to ensure the accuracy.
Now submit your details. The CRA will process the update within 1–2 business days

It is the fastest, reliable and most used method to set up direct deposit.

1.2. Through Your Financial Institution

Most Canadian banks and credit unions allow the users to sign up for CRA direct deposit directly. It is done via their online or mobile banking platforms. Here is how to do it:

First of all, Log into your online banking account.
Selecting the “CRA Direct Deposit” option under account services.
Providing consent for the bank to share your information with the CRA.
Choosing the account where payments should be deposited.

In case, if you face any kind of issue, contact your financial institution. Your Financial institution guides you and helps you to set up direct deposit.

By Phone

The option to sort direct deposit via number is also available. For this purpose, call CRA at 1-800-959-8281.You will be asked to provide following details:

Social Insurance Number (SIN)
Banking details
Personal information to verify your identity. (recent tax return or notice of assessment)

By Mail

The CRA offers to set up direct deposit via paper form. Here is how to do it:

First of all, Download and complete the Canada Direct Deposit Enrolment Form.
Attach a void cheque with form. If void cheque is not available, provide accurate banking details.
Once the form is complete, check it to ensure the accuracy.
Now Mail the completed form to: Receiver General for Canada P.O. Box 5000, Matane QC G4W 4R6
Processing by mail may take up to three months

Always provide valid and updated information to prevent delays and errors.
Do not close your old bank account until you confirm that payments are being deposited into your new account.
If you have never filed a tax return with the CRA, you must first register your SIN by calling the CRA before enrolling for direct deposit

2. Cheque Method

In the cheque method, payments are sent via paper cheque to the mail address. This method is competitively slow and older. The cheques take 10 working days to arrive after the expected date.

Useful Tip: It is a better option to choose the direct deposit method instead of a cheque for payments. The reason is that direct payments are comparatively faster and more secure than cheques. There are no risks of payment loss or delays in the direct banking deposit.

GST/HST Retroactive Credit payments

In the cheque method, payments are sent via paper cheque to the mail address. This method is competitively slow and older. The cheques take 10 working days to arrive after the expected date.

Retroactive GST/HST credit gives unpaid tax benefits from earlier years. It means asking the government for GST and HST credits if you have missed your previous year’s credits.

The government pays the retroactive credit for up to 10 years. For example, it’s 2025 and you can claim credits for 2010. However, filing your taxes before asking for retroactive payments is necessary.

How To Claim Retroactive Payments

Write a request letter and send it to CRA for retroactive payments. If you are new in Canada, there is no need to apply for retroactive payments. Just fill out the RC151 form and send it to CRA

Tips for Smooth Payments

These practical tips will help you for smooth payments.

File your taxes on time. Even if you have no income, you must file your tax to qualify for GST credits.
Track the GST pay schedule. Keep an eye on the next payment date to receive payment on time.
Keep your banking details updated. Ensure that your details are valid and up-to-date.
Use the direct deposit method for fast, secure, and reliable payments.
Update the CRA about any change in your family’s material status and net income.

Bonus Tip: All the information about the Payment dates and amount is available on the CRA’s My Account portal. It is a better idea to use the portal to check the upcoming payment dates and amounts.

FAQs

The GST payment dates are as follows: January 3, 2025, April 4, 2025, July 4, 2025, October 3, 2025.

Yes, the CRA has announced an extra credit of 250$ in 2025. This is a one-time payment to eligible citizens.

The CRA will release the extra GST payments on January 5, 2025. It is a one-time payment for the eligible individuals.

Yes! The CRA pays the retroactive GST payments of up to 10 years. If you want to get your retroactive payments, send a request letter to the Canada Revenue Agency.

If your payments are not received within 10 working days then take the following precautions: Check your bank details and mailing address. Make sure that your details are accurate and incorrect. Reach out to the CRA and report the payment delay.

Conclusion

The GST and HST payments are a source of financial support for Canadian citizens. You can make timely and easy free payments by Keeping an eye on the payment dates. The payment amounts, eligibility criteria and deposit methods are also necessary to know.
Above we have provided in depth details about Goods and Services Tax and Harmonized Sales Tax. If you face any issue, feel free to contact us.